Have you been receiving calls from 800-456-6622? Whether you recognize the debt or believe it is not yours, support is available. Find out why the calls are happening, explore ways to stop them, check your credit report, and get answers to your financial concerns.
How it Works
How right team will enforce the Fair Debt Collection Practices Act (FDCPA) on your behalf.
- The harassment will stop immediately
- Have your rights been violated, you may be awarded money damages
- All fees and costs paid by other side, no cost to you.
Common Collection Violations
- Reached out to you at your workplace after you’ve asked them not to disturb you there.
- Did not update your credit file to reflect that you’ve disputed the debt.
- Contacted people you know, such as family, friends, colleagues, or neighbors.
- Made calls to you outside approved hours, before 8:00 AM or after 9:00 PM.
- Sent you a voicemail without stating who the company was.
- Kept trying to collect on a debt you do not actually owe.
- Continued to contact you by phone or mail even after you have declared bankruptcy.
- Gave information about your debt to others like family, friends, coworkers, or neighbors.
- Persisted in calling even though you told them to stop.
- Threatened legal proceedings against you, such as lawsuits or garnishing of wages.
- Tried to keep collecting, even after you explained you cannot make payments.
- Left a message without revealing that it was a debt collector reaching out.
- Used abusive or profane language in communications with you.
- Sent letters or other notifications that lacked adequate details about the debt.
Frequently Asked Questions
What is the Fair Debt Collection Practices Act?
The FDCPA is a list of what collection agencies can and cannot do while collecting a debt, and it applies to everyone in the county. Collection agencies cannot harass you while collecting a debt under the FDCPA.
What is the Electronic Fund Transfer Act?
The EFTA is a federal law that protects electronic payments deducted from bank accounts. Companies cannot, under the EFTA, take unauthorized payments from your debit card or checking account.
What is the Fair Credit Reporting Act?
The FCRA is a federal law protecting consumers’ information on their credit report. Lawyers can help you dispute inaccurate information on your credit report at no cost to you. 40 million Americans have mistakes on their credit report.
Do I have to pay your fees and costs?
No. Consumer rights cases are handled on a fee-shift provision, which means your fees and costs are paid by the other side. Not a single penny will ever come from you.
Do states have their own laws to protect consumers?
Yes. Many states have laws that provide an extra layer of protection for their citizens. Consumers in all states are also safeguarded by laws designed to shield them from unfair and deceptive practices by large companies.
How does the right law firm help me?
The EFTA is a federal law that protects electronic payments deducted from bank accounts. Companies are not allowed to take unauthorized payments from your debit card or checking account under the EFTA.
800-456-6622
This number also appears as:
| +1 8004566622 | 8004566622 |
| 1-800-456-6622 | 800.456.6622 |
| 1.800.456.6622 | 800 456 6622 |
| 8004566622 | +1 (800) 456-6622 |